We believe the best products are built by people who care deeply.

The moment a payment fails, that care deserves to show.

Every month, 5–9% of your MRR disappears in silence. Stripe retries the charge. But half those failures aren't payment problems — they're moments when your customer needed to hear from you.

DunnAI reads why each payment failed, and speaks to your customer in your voice. Automatically. At exactly the right moment.

5–9%
of MRR lost each month to failed payments
9
recovery personas
5 min
setup. No code.
$0
until it works.

Connect your Stripe account in 5 minutes.
No engineers. No code. No credit card.
Free until DunnAI recovers $49 for you.

StripeOfficial App
Available on Stripe App Marketplace

Install directly from Stripe

What does 5–9% mean for you?

Enter your MRR to see what you might be losing.

$
At $10,000 MRR
You're likely losing:
$500$900 / month
to failed payments
DunnAI typically recovers:
$365$657 / month
That's up to
$7,884 / year
for just $49/month.

*Based on industry data showing SaaS businesses lose 5–9% of MRR each month to failed payments (Stripe, ProfitWell). Monthly figures above reflect that estimate for your MRR. Actual results vary based on your decline patterns.

Your free diagnostic report is waiting.

At $10,000 MRR, you likely have 21+ failed payments in the last 90 days — worth $2,079+ in lost revenue. Connect Stripe to see the exact breakdown.

See your diagnostic report

Free. No credit card. No engineers.

But here's the part Stripe doesn't tell you.

Most of that lost revenue
isn't a payment problem.

It's a communication problem.

When a card expires, Stripe retries the charge.
Again. And again. And again.
It will never work. Because the card is gone.

Your customer needs to hear from you — not from Stripe — about their specific situation.

There are two kinds of failed payments.
Stripe can only fix one.

Stripe Smart Retries workRetry fixes it
Insufficient funds

The customer has money coming. Retrying at the right moment works.

Temporary card limits

Banks lift restrictions automatically. Timing is everything.

DunnAI enhances Stripe's retry timing with decline-code intelligence.

Retrying does nothingCommunication needed
Card expired

That card is gone forever. No retry will ever succeed.

Card number changed

The customer got a new card. They need to update it.

Bank blocked the charge

The customer needs to call their bank or use a different card.

These customers need a message from you. In your voice. About their situation. That's what DunnAI does.

This is what Stripe cannot do.
This is why DunnAI exists.

One of these personas will communicate
with your customers on your behalf.

9 distinct recovery personas, each with a unique communication style. DunnAI selects and rotates through them to maximize recovery for your customers.

Maya
Maya
Leo
Leo
Nora
Nora
James
James
Alex
Alex
Claire
Claire
Marcus
Marcus
Sam
Sam
Diana
Diana

DunnAI rotates through personas and message variations to find what resonates best — and gets smarter with every recovery.

Set up in 5 minutes. No engineers needed.

🔑

Paste your Stripe API key

Restricted access. DunnAI can read payments and retry invoices — but cannot create charges, move funds, or access card details.

🔍

DunnAI scans your Stripe

We find every failed payment from the last 30 days instantly and analyze why each one failed.

Recovery starts automatically

Smart retries + personalized emails go out without you lifting a finger. You watch the money come back.

No webhooks. No code changes. No Zapier. No engineers. Ever.
Just an API key and DunnAI does the rest.

Here's exactly what happens
when a payment fails.

DunnAI is a communication technology built on top of Stripe's infrastructure. Here's the full picture.

Payment fails in Stripe
webhook
DunnAI reads the decline code
Card issue / Bank decline
Communication Technology
💬

DunnAI sends a message to your customer — in your brand's voice, chosen from many variations for this exact failure type.

Customer updates card
Funds issue
Smart Retry

DunnAI retries the invoice at the optimal moment.

Charge succeeds
Payment recovered

DunnAI connects with a restricted API key — cannot create charges, move funds, or access card details. Stripe executes all payments. You stay in full control.

Most tools give up after one retry.
DunnAI runs a full recovery sequence.

Day 0

Instant detection

The moment Stripe reports a failure, DunnAI reads the decline code and decides the optimal recovery path.

🔄Day 1

Smart retry

DunnAI retries at the optimal window \u2014 typically 24 hours after a decline \u2014 maximizing the chance of success.

✉️Day 1

First outreach

A personalized email goes to your customer \u2014 written for the specific reason their payment failed.

🔺Day 3 & 7

Escalating follow-ups

Follow-ups increase in urgency but never in aggression. Day 3 is a firm reminder. Day 7 flags service interruption.

Resolved

Payment collected. Customer retained.

Recovery rate depends on your decline patterns. Connect Stripe to see yours for free.

Your Stripe account is safe.
Here's why.

We know you're trusting us with access to your payment infrastructure. Here's exactly what that means — and doesn't mean.

🔒

We cannot see card numbers.

Stripe never exposes full card details through their API — to anyone. Not to DunnAI. Not to any third party. This is a technical guarantee built into Stripe’s architecture, not just our policy.

We cannot create new charges.

DunnAI can only retry invoices that have already failed. We cannot initiate new charges, change amounts, issue refunds, or move money between accounts. Ever.

🔑

You can revoke access in 30 seconds.

Delete the API key from your Stripe dashboard and DunnAI immediately loses all access. No need to contact us. No waiting period. You are always in control.

What DunnAI requests from Stripe
Can
  • Read: payment_intents, invoices, customers, subscriptions
  • Write: invoices only (retry existing failed invoices)
  • Read: customer email addresses (for recovery outreach only)
Cannot
  • charges:write (cannot create new charges)
  • payment_methods:write (cannot access or modify card data)
  • transfers, payouts (cannot move money)
  • Account settings (cannot modify your Stripe configuration)

Stripe never exposes card numbers through their API — to any third party, including DunnAI. This is built into Stripe's architecture.

DunnAI connects via Stripe's official restricted API key system. Stripe processes all payments. We handle the communication.

Stripe does retries.
DunnAI does conversations.

Stripe retries the charge. DunnAI talks to your customer.

Stripe Smart RetriesBuilt-in
  • Retries failed charges automatically
  • AI-optimized retry timing
  • Up to 8 retries over 2 weeks
  • Sends generic Stripe-branded emails
  • Same message regardless of failure reason
  • Cannot recover expired or changed cards
  • No visibility into why payments fail
  • No recovery attribution dashboard
DunnAIEverything Stripe does, plus:
  • Smart retry timing with decline-code intelligence
  • Personalized emails in your brand’s voice
  • 9 recovery personas, each with a distinct communication style
  • Decline-specific messaging
  • 3-stage escalation (Day 1 / 3 / 7)
  • Recovery attribution dashboard
  • Free until we recover $49 for you
  • 5-minute setup. No engineers.

When a card expires, no retry will fix it. Your customer needs to hear from you — in the right words, at the right moment.

DunnAI sends them the right message, tracks exactly what brings the money back, and gets smarter with every recovery.

We only get paid when you do.

DunnAI is free until we recover $49 for you. After that, $49/month — which a single recovered payment usually covers.

If your average subscription is $99/month, recovering one failed payment pays for two months of DunnAI.

DunnAI
Free to start
$49/month after first $49 recovered
  • Unlimited payment monitoring
  • Smart retry automation
  • 9 recovery personas, each with a distinct style
  • Real-time recovery dashboard
  • Cancel anytime
Start Free Recovery →

Frequently asked questions

Do I need to involve my engineering team?

No. Setup takes 5 minutes and requires no coding. If you can log into Stripe, you can set up DunnAI.

Is my Stripe data safe?

DunnAI only reads payment data \u2014 we cannot move money, create charges, or access your bank details. Your key is encrypted and never stored in plain text.

What if I don't have any failed payments?

Great news \u2014 your Stripe health is good. DunnAI will monitor going forward and catch failures before they become churn.

How does pricing work?

DunnAI is completely free until we recover $49 for you. After that, it's $49/month \u2014 less than the cost of one failed payment for most SaaS businesses. Cancel anytime.

THE THINKING BEHIND DUNNAI

Want to know what we're really building?

The story behind DunnAI, and the platform we're working toward.

Find out what's slipping through
your Stripe account.

Connect in 5 minutes. See your Payment Health Report instantly.

Get my free Payment Health Report →

No engineers. No code. No credit card.
Free until DunnAI recovers $49 for you.